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Wisely by ADP

Wisely by ADP

www.mywisely.com
What is your customer experience with Wisely by ADP?

Wisely by ADP Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Wisely by ADP has a 1.4 star rating from 216 reviews, 11% would recommend, and most consumers report dissatisfaction with service and reliability.

Key Takeaways for Future Customers

  • Read Wisely by ADP reviews: many report issues with paycard access and refunds.
  • Expect long dispute and refund timelines; plan backup access to wages.

Negative Feedback / Risk Areas

  • Repeated customer complaints about poor customer service and support delays.
  • Frequent reports of fraud, disputed transactions denied, and delayed refunds.
  • Account access problems: locked apps, missing or delayed replacement cards.

Positive Feedback

A few customers noted a single representative who resolved an issue, but positive experiences are rare.

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Media from reviews

Wisely by ADP - Can't activate my card on the app
Wisely by ADP - Can't activate my card on the app - Image 2Wisely by ADP - They locked my cardWisely by ADP - They locked my card - Image 2Wisely by ADP - They locked my card - Image 3Wisely by ADP - They locked my card - Image 4Wisely by ADP - Can't log in
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Show reviews that mention
account money card access business number week wisely card claim funds
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Anonymous
map-marker Janesville, Wisconsin

Refund

I had money refunded to my temporary wisely card which I no longer have. I would like the $125 deposited in my current account please

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Tabatha W Jln

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
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AI Highlights
  • - Card stolen Aug 30; unauthorized charges began Sep 1.
  • - Card canceled; disputes filed for $118.32; refunds delayed.
Updated by user Nov 01, 2025

Be careful with your account. If anyone steals your information, cards, checks etc adp will gladly give it to them

Original review Oct 17, 2025
End of August, I noticed my card was missing; it was say August 30th. In the am of September 1st, I got a notification from cs that someone tried to use my card at Jack in the Box for like $40, then they kept trying to order but for less.

So I called and canceled the card and informed wisely that my card was stolen. Then I looked in my emails, and they used it at game rooms and smoke shops, so I disputed all of them, $118.32 worth. So I filed all the papers, signed all the papers, and was still complaining because even after canceling the card, they were still trying to use it. Now it's Oct 2nd, I called, and they stated they needed to verify my identity with my license and social security card, so I emailed them that.

The following week, I called again; they requested verification, so I sent it three more times. I called again a week later, and they kept saying 72 hours. So I called on Oct 14th; they said I would get my funds by the 16th, so I called yesterday and the rep said at the end of the business day but told me I didn't have to keep calling. I couldn't help but curse him out.

It's my money; why the halibut wouldn't I call? So I called today, and they tell me I'm not getting my money back. So a thief can steal your money in hours and leave you on the streets, and wisely takes weeks to investigate then tell you they gave them your money because you're not getting back what was stolen. I'm livid at this point.

I'm smoking mad. Who the heck can I speak to that could help me?
Loss:
$118
Cons:
  • Easily accessible to thieves

Preferred solution: Full refund

User's recommendation: Dont Use Wisely ADP because it's ok for thieves to have your money and they'll gladly allow them to get away with it.

View full review
Archie K Fik

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Paycheck

AI Highlights
  • - No paycheck for over 9 weeks.
  • - Account accessed; funds taken for gift cards.
  • - Locked out; account info and password changed.
  • - Support isn't helpful.

I have not gotten my paycheck in over 9 weeks now. Someone is accessing my account and taking my money for e-gift cards.

I have absolutely no idea what that is. Now I'm locked out of the app and my account because that person has changed my information. I need to pay my rent and stuff before I get kicked out on the street. They changed my number.

When I call, the people act like it's my fault or something; they won't help me at all.

Please help me. They changed my password, so I can't access my account.

Loss:
$1500

Preferred solution: Full refund

View full review
Nichole S Ftw

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Complaint

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AI Highlights
  • - Utility double-charged my card and told me to dispute with my bank.
  • - Refund sent to my bank; Wisely says it hasn't arrived and is investigating.

How do utility company I use accidentally double charge my card. They literally told me that it would be quicker to dispute it with your bank because they were gonna have to open a ticket and it would take a long time.

They said it should be no problem your bank normally refunds the money right away and when they come to us with the dispute, we wont fight it of course. Well a week after I file the dispute I was talking to my utility company about something else and I saw that the credit on my account had disappeared. They said thats because the dispute came through and they return the money to my financial institution. Which is wisely unfortunately.

Wisely claiming that they have not received the money and are still investigating it. Investigating what? They already gave you the money. I think theyre so used to cheating people by saying that they couldnt verify the charge that when a situation arises where you know the company and they were working with you to dispute it.

Theyre not expecting that company to advise you that theyve already refunded your money. There should be no more investigating and I certainly shouldnt be having to wait 45 days for my money back. They dont offer any credits like most banks do while they investigate. Which means basically in order to use them.

Youre taking a risk of just losing your money at any moment and they wont do anything to help.

In fact, they hold your money once it is refunded by the company. I will be closing my account and reporting them to the Better Business Bureau if this is not resolved within the next seven days

Loss:
$113
Cons:
  • Are dishonest and try to keep your money

Preferred solution: Full refund

User's recommendation: Run. Your money would be safer in your mattress than with these people.

View full review
Anonymous
map-marker Philadelphia, Pennsylvania

Horrible company

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AI Highlights
  • - Money was taken in March; a recovery claim needed a signed paper.
  • - After ~4 months the claim was denied with no explanation; emails unanswered.

I got money taken from my account in March. Called right away to get everything canceled.

They set me up with a claim to get the money back, just needed to sign the papers when they came in. They did not tell me that they would be arriving on my deadline to send them back. I had to email them a picture of it so they would keep my claim open. The customer service is absolutely trash.

They do not care the slightest. After waiting almost 4 months they have denied my claim and won't even tell me why. I have emailed them, but they never wrote back to me.

Please do not trust your money with this company. If your account gets hacked they will not help you.

User's recommendation: Get an actual bank.

View full review
Nick W Xcu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

They try to steal your money

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AI Highlights
  • - Tried to withdraw; faced identity checks and delays.
  • - Number changes caused days of delay; card was locked and mailed in 5 days, arriving in 7–10.

So I've been trying to get my money off of my account. They keep coming up with excuse after excuse as to why I can't get it.

Made me verify my identity, took 3 days just to change my number. So when I got the number changed, they changed it to some random number, then made me verify my identity again. So a week and a half later the number gets changed to the right number.

Then they lock my card, and it takes them 5 days to even have one mailed out. Then it will take 7-10 days to get my card, so they played me for a whole month doing everything they could to keep my money.

Cons:
  • None anymore

Preferred solution: Apology

User's recommendation: Dont ever use them idk who they switched to but they are some scamming people really os the worst thing wisely could have ever done

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PAMELA C Huj

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer

FRAUD ON MY ACCOUNT

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AI Highlights
  • - $200 fraud; no investigation.
  • - Address used: 705 Philadelphia Pike, Wilmington, ERA Cole Realty.
  • - No access to Wisely card or app; account closed; balance not returned.
Contains 1 confidential file for company representatives
Updated by user Jan 18, 2025

IF I COULD GIVE ZERO STARS I WOULD HAVE GIVEN THEM THAT RATING

Updated by user Jan 18, 2025

GAUDENZIA CORPORATE OFFICE SENT DOCUMENTATION AND STILL WISELY NOR ADP RESPONDED TO THIS ISSUE OF FRAUD

Updated by user Jan 18, 2025

UNRESOLVED 30DAYS LATER AT THIS TIME

Original review Jan 18, 2025
THIS HAS BEEN A HORRIBLE EXPERIENCE WITH THIS COMPANY. MY EMPLOYER USES ADP THRU WISELY WITH PAYCARD.I WAS DEFRAUDED OUT OF $200.00 WITHOUT AN INVESTIGATION.

THE ADDRESS USED WAS 705 PHILADELPHIA PIKE WILMINGTON, DELAWARE WHICK WAS AN ERA COLE REALTY NOT A PNC BANK ATM. I HAD CORPORATE SEND DOCUMENTATION STATING AT THE TIME OFTHE FRAUD I WAS WORKING AT A 24HR PROGRAM FOR WOMEN AND CHILDREN AS THE ONLY STAFF ON DUTY. STILL WAS DENIED AGAIN WITHOUT ANOTHER INVESTIGATION. GAUDENZIA SENT DOCUMENTS PROVING THIS STATUS WITH TIMECARD THRU ADP.

STILL WAS DENIED. SO NOW I HAVE NO ACCESS TO THIS WISELY CARD AS WELL AS THE APP ITSELF.

WISELY CLOSED THE ACCOUNT WITHOUT SENDING THE PROPER DOCUMENTATION AS WELL AS THE REMAINING BALANCE OF THAT ACCOUNT. HERES MY EMAIL PCHURCH@***.ORG 302-547-**** PLEASE I NEED HELP FOR RESOLUTION IN THIS MATTER.
SINCERELY PCHURCH
Loss:
$200
Cons:
  • Not being able to speak with fraud department
  • Worst experience i have had with any company

Preferred solution: Full refund

User's recommendation: DO NOT GET THE WISELY CARD THRU ADP

View full review
David B Wdb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Deposit

Said it was their fault about deposit but would be 24-48 to fix it !!! And wont help at all in any way

Loss:
$119
Cons:
  • Whole company

Preferred solution: Need to talk to lawyer

User's recommendation: Don’t go with them they are the worst in every way

View full review
Blanchie Tsx

No good customers servce.

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Need more quality agent no what talking about they dont give you direct information

.keep telling u different story change informational.

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Anonymous
map-marker New York, New York

Login in and changed phone number

Hello well the phone number thatis under my account the phone is not working so i wanted to add my new number ok thank you forur time and consideration in this matter

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Raven S Yki

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

No card for more than 3 weeks

AI Highlights
  • - Fraud reported; I can't access funds, two paychecks deposited.
  • - Card delivery promised 7-10 days, then 1-2 days Express, but never arrived or activated.

I found fraud, reported it. My new card was supposed to be here in 7-10 business days.

I called again because the card did not arrive on the 10th day. I called again and was given Express within 1-2 business days, FedEx tracking said it was out for delivery since 6:53 am, due by 8 pm. Still no card. I call FedEx, they are not delivering my card until Monday.

Call back because now I finally have the 1st card. Can't activate that. The representative also said that I went to the ATM... NOT TRUE!!

During this situation I have NOT been to the ATM.

In this entire ball of confusion, 2 paychecks have been deposited, and I have NO ACCESS TO MY MONEY. If it weren't for the job I wouldn't be a customer and based on the hostage situation with the money I have earned all month I will NEVER be associated with this bootleg *** company again!

Preferred solution: Act like you now what to do with an account without a card... I should've been able to transfer my money out, without a card.

User's recommendation: Idgaf why they said they gave it to you. GET RID OF IT!!!

View full review
Bev L Dkk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

After being EPICLY hacked they decided not to refund my money

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AI Highlights
  • - I have been with Wisely 3 years.
  • - Phones ported from Consumer Cellular without our knowledge.
  • - Wisely denies the claim and will not cover stolen funds.
Updated by user Jan 25, 2025

BEWARE Fraud of the highest level. Absolutely zero transparency on the total theft of all my government issued funds.

No follow up, rude and unprofessional behavior.

Now they are sending me "sales notices that they are available to deposit my paychecks online". Yeah right, I'd trust them again, NOT.

Original review Dec 22, 2024

I have been with Wisely for 3 years. This month, our phones were ported off of the server at Consumer Cellular without our knowledge.

This epic *** was discovered when I presented my Wisely card for groceries. Wisely has denied my claim with no reasoning on their part and has been unsuccessful in closing this account, or replacing the card.

Caution, they are not paying for the funds stolen from my account. I guess they pick and choose what they want to insure.

Loss:
$1700
Pros:
  • Pros were it was convenient
Cons:
  • Not reliable
  • Your funds are not safe
  • Not secure

Preferred solution: Full refund

User's recommendation: FIND ANOTHER CARD COMPANY.

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Ludean S

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Unauthorized transactions more than 4 hours away while using card and denied my funds replaced and no one to properly communicate over 400 denied of unauthorized transactions

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AI Highlights
  • - Over $400 was illegally used; dispute denied.
  • - Connecticut residents report POS hacks at Walmart; I was told to redo a claim that wasn't investigated.

Over 400 dollars of my money were illegally used, and when I called to dispute it, I was denied. I explained to them that here in Connecticut, people who used Walmart and other locations were being hacked by POS machines. I was told to redo a claim that was never investigated.

Loss:
$400
Cons:
  • No english speaking reps and very rude they will allow people to steal your money

Preferred solution: Full refund

User's recommendation: Don't use

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Lonnie M Ryn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I have a bisbuted money transaction .

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AI Highlights
  • - $167 was removed from my account.
  • - Wisely said the transaction was denied, but I received no letter or information and was not refunded.
Updated by user Dec 05, 2024

Money has been deducted from my account, and not put back.

Original review Nov 29, 2024

$167 was removed from my account. I asked Wisely to investigate, and they told me that the transaction was denied. However, I never received any letter in the mailbox or any information regarding the situation, and I was never refunded the $167.

Loss:
$167

Preferred solution: Full refund

User's recommendation: Track your disputed transactions.

View full review
Victor B Ezl

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Worst

AI Highlights
  • - Support disconnected me three times with no callback.
  • - Card delay and salary stuck; I can't access funds.

Heres a refined version of your message:

I am extremely dissatisfied with the service. I was disconnected three times by customer support without receiving a call back.

My card is delayed, and as a result, my salary is stuck in my account, preventing me from accessing my funds. Im also concerned that my second deposit will be inaccessible due to the card being late or possibly lost in the mail.

In an attempt to resolve the issue, customer service signed me up for a new account, which has a zero balance and cannot be used as an alternative to the original account I still cant access. No funds can be transferred between the accounts, so I dont understand the purpose of creating it.

The customer service, outsourced to Asia, follows strict scripts and is unable to escalate the matter to someone more knowledgeable.

Im currently in the Hurricane Milton zone and do not have money for basic needs like gas and food. Choosing this service has been a huge mistake.

Loss:
$2000
Cons:
  • Stated above

Preferred solution: Compensation for all late fees for bills

User's recommendation: Never use this

View full review
Fae Ovr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I want to know if my direct deposit is set up for my paycheck to go on my card

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I wanted to find out if a representative could look in my file and find out if my employer set up direct deposit so I can start getting my paycheck on my Wisely card. But the woman said she has no way of knowing that so she told me to ask my employer directly. So when I go to work tomorrow I will ask them.

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